Musings of a Chicago-Born New Yorker

IRS Says No, Part II

This time last year, I wrote a post about how the IRS rejected my taxes. They basically said I had it coming because I changed my name and got a new SSN card, ID, debit card, etc. around tax time.

As I learned last year, getting married right before tax time is a gamble with your personal information. But after the weeks passed, I got my refund last year and moved on with my life. I was thankful no one tried to steal my full identity, just my SSN.

This year, I figured things would go better. Obviously, the title of this post lets you know it did not go better.

I got my W-2 from work months ago. I was ready to file and get my refund and continue the very new trend of paying all of our bills exactly on time. The husband and I decided to file jointly though, so I had to wait until he got all his paperwork together.

Between finishing up the school year as a teacher, working at his alma mater’s jazz band camp, interest on student loans, and all the itemized costs and cash income of being a musician, this was no easy task.

The husband had to pull information from two different W-2s, a 1098 form, and track CD sales and cash from gigs. I was glad we made the decision for him to just directly deposit all cash from gigs into the bank. Because we use Mint, it was a lot easier to track accurately rather than guess.

Figuring his income and expenses as a musician turned out to be the easy part. We got the band camp W-2 and the student loan 1098. But we were still missing the W-2 from when he was a teacher.

The husband waited.

Then he called and left a message on the voicemail of the woman whose job it was to send out W-2 forms to all employees.

Then he waited.

Then he finally went to the office to find out what the holdup was. When he got there, he found out the woman died sometime late last year. It seems the school district never assigned anyone to take over that particular part of her job.

They gave the husband a website to go to in order to access and print off his own W-2. I’m not sure if that is common practice or not, but it sounds extra janky to me. Good thing we intended to e-file, otherwise our paperwork would be so suspect.

By the time all of this goes down, it’s April already. The husband kept saying he was “almost done” figuring out all his musician numbers.

One things leads to another and suddenly we’re rushing back home from Florida after a lovely weekend trip-turned-couples-retreat, which I’ll talk about in another post.

We sit in front of the computer around 8:00 pm on April 15th, filling out the forms to file taxes. If you read last year’s post on the topic, this was only my second year filing my own taxes without my daddy. This was also the husband’s first year filing taxes without his mother.

Needless to say, he wasn’t really prepared for the automatic steps you always have to have before filing. And I wasn’t prepared for trying to figure out a way around his lack of preparation.

When you e-file, you need and AGI and/or PIN that you setup from the previous year. We stayed with H&R Block, so my numbers were easily available on the forms I printed the previous year and online in the account info.

The husband, however, didn’t know what and AGI or PIN was, let alone how to find it. He called his mother, but she wasn’t at home. He took a guess at what his PIN was, and we filed.

Of course, the very next day, we got an e-mail saying our filing was rejected. I logged back in and the only mistake in the filing was his PIN. By this time, the husband got in touch with his mother and got his AGI from the previous year.

So we entered that and then went on to the page for filing state taxes for Illinois.

Of course, the very next day, we got an e-mail saying our state filing was rejected. I logged back in and the only mistake was how the husband setup his e-signature for the state filing. It’s based on previous years of tax returns and his information was incorrect. So, we fixed that too and finally filed our taxes.

That was three days ago and so far, we’ve not been rejected again.

But damn, right?

I look at it as a learning experience. Here’s what I learned:

  1. Keep track of important numbers and documents for myself and the husband
  2. Filing joint taxes was far less painful than I thought it would be, so that bodes well for future group projects
  3. is the best tool ever if you don’t make enough money to worry about having a personal accountant

4 responses

  1. silverneurotic

    My parents and my hubby’s parents have always taken taxes to a professional so that’s what we did this year…and what we will do always. No stress. Plus with my phobia of all things numbers and hubby’s ADD we’d never get through them on our own.

    April 21, 2013 at 17:08

  2. Congrats to you on e-filing for the first time! It will be a lot less painful next year. I’ve been doing it for years and I love that I can go back to the website and download my taxes from years ago (if needed).

    I work for a bank, and have been downloading my W2’s for years as well. It is not “janky” lololol A lot of employers give you the option.

    April 23, 2013 at 08:33

    • Did the one you print off look like a Word document someone threw together? I’m glad to know other companies have it as an electronic version, but I’m just concerned that the version the husband got was the oh-shit-that-lady-died-but-we-still-need-to-get-this-out-so-we-don’t-violate-federal-law version, lol.

      April 24, 2013 at 07:46